Savings

Whether you're saving for a car, holiday, vacation, college, medical expenses or retirement, Big Horn Federal has a plan to fit your needs.

Passbook RAMSave

  • Only requires $25.00 to open the account
  • Allowed 5 withdrawals from your account each month without a fee. Your account will be assessed a fee of $3.00 for each subsequent withdrawal
  • No minimum balance to earn interest
  • Free Online & Mobile Banking
  • This account can be linked to your checking account for overdraft protection
  • Interest is compounded daily
  • Interest is credited to your account quarterly
  • Click Here to check current rate

Checkless RAMSave

  • FREE VISA Debit Card.
  • FREE Online & Mobile Banking.
  • Go paperless with Free e-statements.
  • The minimum deposit to open this account is $25.00.
  • Annual Statements will be provided for IRS purposes
  • Interest earned on balances over $2,000.
  • Click Here to check current rate

Crayons to College RAMSave

  • A GREAT way to teach your kids to save
  • The minimum deposit to open this account is $5.00. You may make unlimited deposits into your account each day
  • With every $5.00 or greater deposit you will receive a "treasure chest" prize
  • When your account originally reaches a balance of $25.00 you will receive a "piggy bank."
  • Allowed 3 withdrawals from your account each month without a fee. Your account will be assessed a fee of $3.00 for each subsequent withdrawal
  • Interest is compounded daily
  • Interest will be credited to your account quarterly
  • Click Here to check current rate

Christmas Club RAMSave

  • Ease the financial pressure of the Holiday season by putting a little bit away every month
  • Earns a higher yield - If you make your scheduled deposit to the account each month and do not withdraw funds
  • Minimum of $10.00 to open for 24 bi-monthly payments or $25.00 for 12 monthly payments
  • Big Horn Federal will credit your account for interest earned in November and send you a check. Right in time for the start of holiday shopping!
  • Click Here to check current rate

RAM Money Market Account

  • Offers higher yield
  • Tiered rates - Based on balances at the end of the day
  • Limited to 6 transfers or withdrawals per month
  • $10,000 minimum opening balance
  • Click Here to check current rate

Certificates of Deposit

Customers can enjoy the earning power of our Certificates. We offer a wide variety to suit all of your investment needs. Check out our rates and terms!

  • 91 Day CD
  • 6 Month
  • 1 year
  • 2 year
  • 3 year
  • 4 year
  • 6 year
  • 8 year
  • Jumbo CD
  • Click Here to check current rate

Health RAMSave

    • Help offset your high deductible!
    • You may make unlimited withdrawals from this account. Distributions are tax-free subject to IRS rules for Health Savings Accounts (HSAs)
    • The minimum deposit to open this account is $100.00. You may make annual HSA contributions, subject to IRS limitations. See your tax advisor
    • Annual Statements will be provided for IRS purposes
    • HSA VISA Debit Card.
    • Tiered interest rates based on end of day balance.
    • Free Online & Mobile Banking.
    • Click Here to check current rate

Retirement Accounts

Invest in your future. Start saving for retirement today. Big Horn Federal has been helping its customers for years to plan for their future. We can help you.

    • Traditional IRAs may give you a tax deduction for the amounts you put in. You do not pay taxes until you take money out
    • The Roth IRA offers no up-front tax deduction, but the after-tax money you put in builds investment earnings tax-free.
    • The Education IRA, now called the Coverdell Education Savings Account (ESA) allows you to make tax advantaged contributions for use in a child beneficiary's education.
    • In addition, we have: Keogh's, IRA Fixed, IRA Variable Passbook, and Roth Passbook accounts
    • Click Here to check current rate