Deposit Rates

 

Checking

Type

Rate

APY

Min. to Open

FREE RAMCheck 0.0000% 0.00% $100
Regular RAMCheck 0.0000% 0.00% $100
55Plus RAMCheck 0.0000% 0.00% $100
Student RAMCheck 0.0000% 0.00% $50
FREE Business RAMCheck 0.0000% 0.00% $100
Premium Business RAMCheck 0.0000% 0.00% $500
Interest RAMCheck 0.1000% 0.10% $300
Premium RAMCheck 0.1000% 0.10% $500
RAM Money Market or Pick A Rate 1 0.1000% 0.10% $10,000
RAM Money Market or Pick A Rate 2 0.1500% 0.15% $25,001
RAM Money Market or Pick A Rate 3 0.2000% 0.20% $40,001
RAM Money Market or Pick A Rate 4 0.2500% 0.25% $100,001
RAM Sweep 0.2500% 0.25% $1.00

 

Savings

Type

Rate

APY

Min. to Open

RAMSave Passbook 0.200% 0.20% $25
RAM Transaction Passbook - ATM/ACH 0.125% 0.13% $25
IRA Passbook 0.350% 0.35% $25
RAM Educational Passbook 0.350% 0.35% $25
RAMSave Crayons to College Passbook 0.200% 0.20% $25
Health RAMSave 0.000% 0.00% $2,000
Health RAMSave 0.125% 0.13% $10,000
Health RAMSave 0.250% 0.25% $100,000
Christmas Club RAMSave 0.350% 0.35% 12 payments $10

 

Certificates

Type

Rate

APY

Min. to Open

1-7 day CD 0.005% 0.005% $2,500
8-31 day CD 0.010% 0.010% $2,500
31-9999 day CD 0.015% 0.015% $2,500
91 day cd 0.150% 0.15% $2,500
6 month CD 0.250% 0.25% $1,000
1 year CD 0.375% 0.38% $500
18 month CD 0.500% 0.50% $500
2 year CD 0.625% 0.63% $500
3 year CD 0.750% 0.75% $500
4 year CD 0.950% 0.95% $500
5 year CD 1.000% 1.00% $500
6 year CD 1.250% 1.25% $500
8 year CD 1.375% 1.375% $500
Education IRA Retirement accounts are based off of investments options shown above.Rates and terms are in accordance with investment that is chosen by you.
Roth IRA Retirement accounts are based off of investments options shown above.Rates and terms are in accordance with investment that is chosen by you.
Keogh Retirement accounts are based off of investments options shown above.Rates and terms are in accordance with investment that is chosen by you.
IRA-Fixed Retirement accounts are based off of investments options shown above.Rates and terms are in accordance with investment that is chosen by you.

IMPORTANT DISCLOSURE INFORMATION

***THE ANNUAL PERCENTAGE YIELD (APY) IS ACCURATE AS OF October 1st, 2013
***THE ANNUAL PERCENTAGE YIELD (APY) SHOWN ASSUMES INTEREST REMAINS ON DEPOSIT UNITL MATURITY.
A WITHDRAWAL WILL REDUCE EARNINGS.
***FEES ASSESSED ON SOME OF THE ACCOUNTS LISTED ABOVE COULD REDUCE EARNINGS.
***ASK A BANK EMPLOYEE ABOUT THE FEES AND TERMS APPLICABLE ON THESE ACCOUNTS.
***EARLY WITHDRAWAL OF A CERTIFICATE OF DEPOSIT COULD RESULT IN LOSS OF PRINCIPAL.