Deposit Rates
Current deposit rates are for the benefit of Big Horn Federal Customers or those individuals living within the bank's trade and/or market area. Based on Big Horn Federal's excess liquidity, the Patriot Act, our Customer Information Policy and our current Out of Area Deposit Policy, the bank will not accept deposits from outside our market area. These present policies require that you be a bonafide resident within our delineated market area which is the Big Horn Basin of North Central Wyoming.
If through due diligence, we find accounts which were opened from outside the bank's market area, those accounts will be closed and the funds returned to the depositor. If returned funds checks do not clear in a timely manner the proceeds will be escheated to the State of Wyoming.
PLEASE CHECK THE TRUTH IN SAVINGS DISCLOSURES PROVIDED FOR EACH DEPOSIT PRODUCT.
Deposit Account Rates
| Checking |
| Type |
Rate |
APY |
Min. Balance to Earn Interest |
| Regular Now |
0.250% |
0.25% |
$1,500.00 |
| Super Checking |
0.375% |
0.38% |
$5,000.00 |
| Corporate Checking |
|
|
$0.00 |
| Repurchase Agreement |
0.750% |
0.75% |
$1.00 |
| Pick A Rate 1 |
0.750% |
0.75% |
$10,000.00 |
| Pick A Rate 2 |
0.875% |
0.88% |
$25,001.00 |
| Pick A Rate 3 |
1.000% |
1.00% |
$40,001.00 |
| Pick A Rate 4 |
1.125% |
1.13% |
$100,001.00 |
| Savings |
| Type |
Rate |
APY |
Min. Balance to Earn Interest |
| Passbook |
0.750% |
0.75% |
$0.01 |
| Transaction Passbook-ATM/ACH |
0.250% |
0.25% |
$0.01 |
| Christmas Club Passbook |
1.000% |
1.00% |
$10.00 |
| Crayons to College |
0.875% |
0.88% |
$0.01 |
| Certificates |
| Type |
Rate |
APY |
Min. Balance to Earn Interest |
| 91 day CD |
0.750% |
0.75% |
$2,500.00 |
| 6 month CD |
1.250% |
1.25% |
$1,000.00 |
| 1 year CD |
1.375% |
1.38% |
$500.00 |
| 2 year CD |
1.625% |
1.64% |
$500.00 |
| 3 year CD |
1.875% |
1.89% |
$500.00 |
| 4 year CD |
2.125% |
2.15% |
$500.00 |
| 6 year CD |
2.250% |
2.28% |
$500.00 |
| 8 year CD |
2.500% |
2.53% |
$500.00 |
| Retirements/Tax Advantaged |
| Type |
Rate |
APY |
Min. Balance to Earn Interest |
| Education IRA Passbook |
1.000% |
1.01% |
$25.00 |
| Education IRA |
1.875% |
1.89% |
$500.00 |
| Roth IRA |
2.250% |
2.28% |
$1,000.00 |
| Keogh |
1.500% |
1.51% |
$500.00 |
| IRA-Fixed |
1.500% |
1.51% |
$500.00 |
| IRA-Variable Passbook |
1.000% |
1.01% |
$25.00 |
| Roth Passbook |
1.000% |
1.01% |
$25.00 |
| Health Savings Account** |
|
|
$0.00 |
| Health Savings Account** |
0.375% |
0.38% |
$1,501.00 |
| Health Savings Account** |
0.500% |
0.50% |
$5,001.00 |
| Health Savings Account** |
0.625% |
0.63% |
$10,001.00 |
| Health Savings Account** |
0.750% |
0.75% |
$25,001.00 |
| Health Savings Account** |
1.000% |
1.00% |
$40,001.00 |
| Health Savings Account** |
1.125% |
1.13% |
$60,001.00 |
| Health Savings Account** |
1.375% |
1.38% |
$100,001.00 |
LOAN DISCLOSURES
Current loan rates are for the benefit of Big Horn Federal Customers or those individuals living within the bank's trade and/or market area. Based on Big Horn Federal's Customer Information Policy and the Patriot Act, the bank will not make loans outside our market area. These present policies require that you be a bonafide resident within our delineated market area which is the Big Horn Basin of North Central Wyoming.
PLEASE CHECK WITH YOUR LOCAL LOAN OFFICER FOR ADDITIONAL LOAN INFORMATION AND UNDERWRITING GUIDELINES.
NOTICE: You have the right to file a written loan application and to receive a copy of this institution's underwriting standards.
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